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A comment on A glut has used-car depreciation accelerating. Parent comment

Re:A glut has used-car depreciation accelerating by oasisbob on Wednesday August 23, 2017 @10:05AM (#15081618)
Instead of barking the names of logical fallacies at people, perhaps consider why the auto insurance industry employs scores of actuaries and takes driver history into account so heavily.
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Re:A glut has used-car depreciation accelerating by bluGill on Wednesday August 23, 2017 @12:20PM (#15082773)
It is still a fallacy. Insurance companies don't look at someone who is 40 with no accidents and insure them for free because even the lowest risk drivers get into accidents sometimes.
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