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Re:1 in 3 Americans Have $0 Saved for Retirement (2016) by sametmax on Wednesday August 23, 2017 @05:12AM (#15079813)
> simply refuse to save money and spend it all on leisure instead

Yes, I clearly said it's part of the problem. Now "all" is exaggerated, as it's I don't see my friends living a wasteful life. They do get out a little, but no more than my parents did.

> What do you mean by individualism?

I mean that everybody is cool to do fun things together, but grouping efforts to help one-another does not come easily.

As for the rest, it's a very different debate I'm not in the mood to have.

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