...except the 10k part.
Every time I've went on unemployment, it was waaaay less than 10k - if I managed to get 1000 bucks a month it was a miracle. Last time I did it (years ago) I let the money sit in the bank at Chase because I had lost track of the debit card they (unemployment) sent me. Until at a certain point they had to close out the account. This was years later, and I had (mostly) forgotten all about it. I had to go down to the bank and prove who I was to withdraw it.
So - why did I let it sit? Didn't I need it? Well - no, not really. I applied because I could; I was laid off my previous job, so I thought "hey, why not, I earned it, right?". So I applied. Kept my notes and log and such. But before I got the confirmation and debit card, I had a new job. Before that, I just used my savings (actually, I don't even think I had to dip into that - I had more than enough to cover things in my checking, after the severance pay).
When I finally did withdraw the money, it was something like $400 or so for a couple of weeks.
10k over 6 months? Right...
The high is 430 * 52 / 2 = 11,180 and the low is 430 * 52 / 2 = 1,300. But, again before taxes.
PS: It's often the case where people get a little warning and end up finding a job before they get laid off. From the companies perspective the trade off is a little more chaos up front for significant savings on unemployment insurance.