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Re:Annual note to self: most of the world exists outside the... by kuschku on Sunday August 13, 2017 @04:37AM (#15002111)
Germany also heavily uses debit cards, actually. Like 90%+ of the population have an EC card (a German debit card network), in comparison to below 8% for credit cards.
Re:Annual note to self: most of the world exists outside the... by gaius on Sunday August 13, 2017 @06:59AM (#15002422)
It is more subtle than you think. In the UK the Consumer Credit Act means that the protections offered to the buyer are vastly better when paying by credit card vs debit card. Particularly online, you would be foolish to pay by debit rather than credit. That also drives consumer behaviour.