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A comment on Annual note to self: most of the world exists outside the tech bubble. Parent comment
https://www.economist.com/news/economic-and-financial-indica... : Household debt to personal income, 2012; the United States is below the OECD average and very much below some northern European countries.
https://data.oecd.org/hha/household-debt.htm France and Germany seem to be the only major economies much lower than the US in household debt, and the US deleveraged after 2008; it is now in the same ballpark.
http://www.businessinsider.com/eurostat-data-on-household-de... That's a hell of a URL, and the pictures are funny.
https://data.oecd.org/hha/household-net-worth.htm#indicator-... On the other hand, if you look at household net worth as a percent of disposable income, the US looks better than any OECD country except for Japan, Belgium, and The Netherlands.
Now, this is household debt, which includes mortgages as well as consumer debt. I haven't found any data that separates out the latter.
A European may not be familiar with a credit score, but they're more than a little familiar with credit.
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https://www.economist.com/news/economic-and-financial-indica... : Household debt to personal income, 2012; the United States is below the OECD average and very much below some northern European countries.
https://data.oecd.org/hha/household-debt.htm France and Germany seem to be the only major economies much lower than the US in household debt, and the US deleveraged after 2008; it is now in the same ballpark.
http://www.businessinsider.com/eurostat-data-on-household-de... That's a hell of a URL, and the pictures are funny.
https://data.oecd.org/hha/household-net-worth.htm#indicator-... On the other hand, if you look at household net worth as a percent of disposable income, the US looks better than any OECD country except for Japan, Belgium, and The Netherlands.
Now, this is household debt, which includes mortgages as well as consumer debt. I haven't found any data that separates out the latter.
A European may not be familiar with a credit score, but they're more than a little familiar with credit.