I consider this far better than having to keep a password manager's database. n = 0 for the vast majority of sites without sensitive personal data. For the small handful that need to change, I usually sync them all to the same value of n about once or twice a year.
> - Not well-integrated with browsers.
I use Chrome's password-saving feature for websites that don't store sensitive personal data. For websites that I consider sensitive, I actually like that it isn't integrated with the browser.
> - Far less convenience on a phone.
This is true. If my laptop can act as a bluetooth keyboard to my phone it might make life easier.
- If last few recent n's don't work, I just reset the password to the most recent n.
- There are browser extensions
- There are apps, and my web UI (https://ph.leftium.com) works OK (and a bookmarklet adds more convenience)
- You have to keep track of n for every site.
- If the master password is compromised, you have to change each password manually.
- Not well-integrated with browsers.
- Far less convenience on a phone.