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Re:VISA offers restaurants $10,000 to stop accepting cash by viraptor on Saturday July 15, 2017 @03:07AM (#14775417)
I'll be the non-US person to point it out this time: This is a US problem, not a credit card problem. In Oz, I've got both the store card and the credit card on my phone. The first gets scanned while the items are being processed. The second gets touched at the end and takes max 5 seconds till "approved". In the UK it's even faster.

Even that would be faster if the shop moved to the "insert cash or card, or select cashback amount" method popular in the UK rather than having to tap "card", "no cashback", "full amount" first (Oz / coles)

Actually, for the fastest system I know, see London Underground. For a while now you can tap your credit card instead of the usual Oyster and you'll get close to immediate access.

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