Dodd-Frank & other banking regulation are self-serving for large banks because it shuts out smaller competitors and new entrants [1]. Administration & compliance becomes more expensive for everyone, but bigger companies are able to absorb the cost. The impact this has had on small banks & credit unions has been catastrophic [2].

New regulation will only serve to concentrate banking power & wealth in the hands of increasingly few players.

[1] https://www.americanbanker.com/opinion/surprise-big-banks-lo... [2] https://ilsr.org/vanishing-community-banks-national-crisis/