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Re:Apple and Google embody two alternative models of capitalism by scarface74 on Tuesday July 11, 2017 @06:40PM (#14748697)
You can buy an immediate annuity that has guaranteed income until you die with different options:

A) guaranteed life

B) guaranteed life of you or your spouse

C) guaranteed life with a return of the unused amount

D) guaranteed life with a guaranteed x year certain

Of course the different options you choose affect your monthly payout.

Re:Apple and Google embody two alternative models of capitalism by ACow_Adonis on Tuesday July 11, 2017 @11:05PM (#14749862)
And effectively all guarantees (be they government or private) are probably better understood as guarantees conditional on institutional survival risk.