If you know how to solve the problems of income volatility, low income, or high credit risk at scale, you should do that.

It's easy to Intend to "contribute towards fixing" any large problem resistant to change (specific actions do you intend to take, at what specific dates in the future? how will you measure the amount of contribution to "fixing the problem of lacking social safety nets in the US"?).

Here's some lower hanging fruit, and more directly measurable too: https://www.givedirectly.org

Real problems need solving, indeed.

I'm running for congress in the next election cycle as a democratic socialist, using my own funds. That's intent.

If you're in the Tampa area, I hope I can count on your vote! If not, no worries. I'm prepared for the long game.

Good luck! LendUp will be helping people make ends meet in the meantime.