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A comment on Ask HN: Why are credit card chip readers so slow?. Parent comment

Re:Ask HN: Why are credit card chip readers so slow? by tonyztan on Tuesday June 27, 2017 @01:02PM (#14647121)
Even though the different transactions on a debit card may have the same legal status by law, banks typically apply "zero liability" to transactions processed by Visa/MasterCard, while holding users accountable for fraudulent debit transactions processed by ATM networks, up to $50 if you report within 2 days, then $500 within 60 days, and then unlimited customer liability after that.
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Re:Ask HN: Why are credit card chip readers so slow? by LordKano on Tuesday June 27, 2017 @03:11PM (#14648337)
This! Precisely this!

There is no benefit to me to go with a debit transaction and the risk of significant liability if there is a data breach. So, I don't do debit transactions.

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