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Re:Ask HN: Why are credit card chip readers so slow? by Dayshine on Monday June 26, 2017 @10:41AM (#14637138)
Signature isn't something you are, it's not in any of those three categories, it's closer to your address.

Chip + pin = Something you carry (card/chip) + something you know (pin). You need the physical card to use it, card number isn't sufficient.

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