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Re:Ask HN: Why are credit card chip readers so slow? by the_mitsuhiko on Monday June 26, 2017 @05:05AM (#14635205)
> but sometimes transactions are handled entirely offline

It depends. Some readers are set to accept offline payments for NFC for sure. Reason being that they only sell small items (lunch boxes and stuff) and an offline payment is instant. However in most places you can only do three offline payments before an online payment is forced.

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