Re:Ask HN: Why are credit card chip readers so slow?
by laurentoget on Monday June 26, 2017 @12:54AM
(#14634190)
Same impression here. I lived in France when chips were adopted 30 years or so years ago and i do not remember them being slower than the stripe version.
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Re:Ask HN: Why are credit card chip readers so slow?
by sverhagen on Monday June 26, 2017 @01:10AM
(#14634249)
These are completely different (mostly national) systems, evidently optimized for different things. For example, in the Netherlands there is still plenty of retailers that don't even accept EMV cards (there is only a small number of (mostly foreign) visitors that'd be interested in such transactions, also the costs of supporting these are typically higher than just supporting the national system).
Re:Ask HN: Why are credit card chip readers so slow?
by hocuspocus on Monday June 26, 2017 @05:28AM
(#14635325)
Try to pay with a foreign card in France and you'll see it can be pretty slow.
Chips were introduced in France at a time where connecting all terminals wasn't practical/cheap. For this historical reason, most payment terminals aren't processing the transaction online in presence of a domestic card, even if they can. Offline transactions are very quick.