Depends on your circumstances. I'm something under 10K but I have basically no delivery and very limited Uber/Lyft available. When I do weekend activities, I often want an SUV outfitted for my needs. If I did rent a car, I'd have to get a cab or something. This isn't even back of beyond but it's exurban and there's no way I could do without my own car in my driveway even though my mileage is modest.