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A comment on Hackers Are Hijacking Phone Numbers and Breaking into Email, Bank Accounts. Parent comment

Re:Hackers Are Hijacking Phone Numbers and Breaking into Ema... by Freak_NL on Monday June 12, 2017 @06:39AM (#14536228)
Most Dutch banks (except for ING, which does still use SMS) use hardware devices that use the chip on your debit card to authenticate. You unlock the chip with your PIN, enter the challenge code supplied by the banking website for the transaction, and the device shows you a one time code you enter in the banking website. This is a decade old technology that works rather well.
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Re:Hackers Are Hijacking Phone Numbers and Breaking into Ema... by rixed on Monday June 12, 2017 @07:37AM (#14536437)
Same in Ireland. In France I've also seen a combination of SMS and pre-shared secret (SMS asking for a code from a grid printed in a small card you can store in your wallet).
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