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Re:Hackers Are Hijacking Phone Numbers and Breaking into Ema... by dcosson on Monday June 12, 2017 @01:08AM (#14535283)
> 1) Ban SMS as a second factor for high risk targets like banks.

As others have pointed out, if it were just a second factor they would also need your password. SMS is being used for full account recovery, so as a single factor.

> 2) Telecom companies should require social security number

This is exactly what we should not be doing. I would like it to be harder to steal my identity than getting a 9-digit number, which can never be rotated, and which I am required to provide in plaintext to many different people in many different situations (renting an apartment, opening a credit card, etc.).

To make matters even worse, up to the first 5 digits of an SSN can be easily guessed if you know the person's age and birthplace, and the last 4 digits are used even more haphazardly than the entire number is (e.g. sometimes the last 4 are displayed in plaintext on a website while the first 5 are starred out).

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