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Re:Hackers Are Hijacking Phone Numbers and Breaking into Ema... by closeparen on Monday June 12, 2017 @12:38AM (#14535214)
ACH is a service of the Federal Reserve, actually.

It also provides wire transfers, which are a little more secure because they're push only, but also less secure because they're instantaneous and irreversible. All banks charge at least ~$15 per transaction and they're really only used for high value, time sensitive deals.

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