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Re:Apple joins the NFC party, providing iOS developers the a... by brad0 on Tuesday June 06, 2017 @07:22PM (#14502356)
I don't believe you need to write to the card in order to do payments. You send byte streams and it generates OTPs.
Re:Apple joins the NFC party, providing iOS developers the a... by MBCook on Tuesday June 06, 2017 @08:11PM (#14502670)
I was thinking of cases where you may need to update the balance on the card.

You're right, if you only used it as authorization I guess you wouldn't need write access.