can you point to an example of "institutional racism?" So, that, at least we have a clear starting point of something that needs addressing.

Speaking in general does not help anybody. I, for one, would not know where to look if you simply state "institutional racism", without giving me an example of what it actually means.

Come on now, I bet your ability to use search engines and public knowledge bases is actually great. It's a broad topic of frequent debate, and other posters aren't obligated to bring you up to speed on it. You can at least familiarize yourself with the popular concepts and then figure out your perspective in relation to those.

It's rude to demand that people drop what they're discussing in order to give you foundational knowledge you can so easily pick you for yourself.

"Foundational knowledge" implies ability to effortlessly recall examples, especially since it would help educate a fellow in need. So far you just pushed the puck away and sent me to a search engine.