The OP is just super-concerned with paying back and getting out of student loan debt. As you outline, it's somehow more important to pay it off than something else (Maybe it's all they pay for?).

My student loans are over a much longer timeframe than they give. Closer to 30-years on all of them. Paying mine off are important to me, for obvious reasons, but the interest rates I pay on mine are only second to my home in affordability.