Until you deal with important data, like records indicating money in a bank account. Then it's more like "tough shit you can't just slap an ORM on the direct table data".

Most people don't deal with important records though, and generally not people here (though a shout out to people from Stripe and other payments companies!). So I would t recommend stored procedures for this cloud either.

I do recommend prepared statements, but they do have a cost since it is two network calls for one query instead of one. Totally worth it too.