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Re:Root – Programmable bank account for software developers by run4yourlives2 on Thursday May 04, 2017 @03:45PM (#14268089)
It's not that they don't exist, it's that you don't have the POS being widespread enough to support it in a common way.

The Interac system in Canada is pretty much a given for any vendor that has a cash register. That automatically makes every single bank card into a direct debit card. You can choose to use it if you want of course, but it's default for all bank accounts, really.

Re:Root – Programmable bank account for software developers by jdminhbg on Saturday May 06, 2017 @09:19PM (#14283313)
This is still very wrong. US debit cards work with any credit card-accepting POS. If you can enter 16 digits and expiration date and get a charge, your debit card will deduct that amount from your checking account for you.