> 2016 has been a hard year for banks and hacking specifically the story about Bangladesh. The trend seems that this will become more likely as we move towards a full online infrastructure. For banking this is another layer where vulnerabilities can come up are there are plans in place for this?

I'm not affiliated with Root, but the bank they are partnering with (Standard Bank of South Africa) was also hacked in 2016 and defrauded of R300 million ($16 million) via withdrawals from ATMs in Japan[1]. I'm sure they are acutely aware of the need for security.

1. http://city-press.news24.com/Business/standard-bank-r300m-fr...