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Re:Ask HN: How do you invest your money? by the_gastropod on Wednesday May 03, 2017 @01:41PM (#14258148)
AND the lower your expenses, the lower your 25x* expenses number is, so the less you need to save to be financially independent.

* If you are going by the 4% rule http://www.investopedia.com/terms/f/four-percent-rule.asp

Re:Ask HN: How do you invest your money? by adviceadam on Wednesday May 03, 2017 @03:14PM (#14259080)
If you're interested in being financially independent, I would take a look at the following article:

https://earlyretirementnow.com/2016/12/07/the-ultimate-guide...

They look at the 4% rule, what it's based on, and see if it's actually valuable for those looking into early retirement.