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A comment on Root – Programmable bank account for software developers. Parent comment

Re:Root – Programmable bank account for software developers by louwhopley on Wednesday May 03, 2017 @12:27PM (#14257284)
What do you mean by their "approval magic"? There are other fraud filters etc built into various places throughout the payments system.
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Re:Root – Programmable bank account for software developers by Tharkun on Wednesday May 03, 2017 @01:09PM (#14257782)
I think parent is referring to 3-D Secure (3DS). This is basically an authentication step which delegates most of its implementation to your bank (or whoever your credit card provider is).

I'm not sure what Standard Bank is doing with regards to 3DS, but it would certainly be neat if its implementation were programmable as well.

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Re:Root – Programmable bank account for software developers by strictnein on Wednesday May 03, 2017 @01:32PM (#14258063)
Yes, this more or less.
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