US debut networks. UK debit is via Visa, MasterCard etc typically.
Europe is a whole different ballgame, Visa itself runs multiple networks, and you've got heavy regulation kneecaping debit at 0.2% for interchange, and 0.3% for credit card interchange. Competition takes different forms, but it is a pretty fragmented market in the EU.
Centurylink has your name/address/SSN and can cut your services off at a whim if anything happens, so fraud would be inadvisable.