Re:Analyzing the monetary component of employee benefits at ...
by officelineback on Thursday March 30, 2017 @10:31AM
(#13995643)
Also nice is the in-service rollover, so you can roll funds directly from the company's 401(k) plan into your self-directed IRA or whatever multiple times per year, instead of when you leave.
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Re:Analyzing the monetary component of employee benefits at ...
by CydeWeys on Saturday April 01, 2017 @11:37AM
(#14012597)
Good point. Another nice option is the ability to roll over an existing roll over IRA into a 401(k) -- not all plans have this option. This is important because having basis in an IRA negates a lot of the advantage of doing a backdoor Roth IRA, but if you can move all of those IRA funds into your 401(k) without any tax consequences, then you're golden.
Note that 401(k)-to-401(k) rollovers are generally always allowed.