I don't know why you're using quote, there are legitimately dangerous neighborhoods that someone may not want to drive to at 2:30 AM. Granted, if that's the case, then they shouldn't be Ubering at 2:30 AM, but it's still a legitimate concern.

At least in my experience, "bad neighborhood" more often than not simply means "black people live there."

At least in my experience, there are plenty of nice neighborhoods of mixed ethnicity and absolute shit neighborhoods regardless of ethnicity.