I know. HIPAA and SEC regulations are the reason why tech can't quite seem to disrupt the medical and financial industry. I wish a company like Uber will just go in and break every rule until enforcement finally realizes medical and financial regulation is a silly idea.

Tax avoidance and laundering of criminal money is a genuine value-add to many an individual's portfolio I don't know why governments around the world want to prevent banks from doing it.

Arthur Andersen did nothing wrong.