IMO if you're happy where you are, and the cost of living is really low (e.g. you can buy a decent house pretty easily for under 200k), no need to be worried. Otherwise I'd probably leave and work in a big but not overly expensive city. I've seen plenty of job listings in Chicago looking for people with like 2-4 years experience paying 100k+, and the good parts of Chicago are pretty damn nice plus it's a cheap city to live in for its size (e.g. Toronto is always compared to Chicago, but rent is much more affordable in Chicago and you get paid more)
EDIT: Just realized the 74k on Toronto is USD - these numbers seem pretty weird. I know plenty of people making starting salaries in the ballpark of $134k in SF, but you'd be hard pressed (maybe even impossible) to find somebody in Toronto who'd pay you 97k for you first job out of school. I don't know how SF salaries work though - maybe they start out higher, but they still have the same glass ceiling where very, very few people are making >200k as a developer?
IMO if you're happy where you are, and the cost of living is really low (e.g. you can buy a decent house pretty easily for under 200k), no need to be worried. Otherwise I'd probably leave and work in a big but not overly expensive city. I've seen plenty of job listings in Chicago looking for people with like 2-4 years experience paying 100k+, and the good parts of Chicago are pretty damn nice plus it's a cheap city to live in for its size (e.g. Toronto is always compared to Chicago, but rent is much more affordable in Chicago and you get paid more)
EDIT: Just realized the 74k on Toronto is USD - these numbers seem pretty weird. I know plenty of people making starting salaries in the ballpark of $134k in SF, but you'd be hard pressed (maybe even impossible) to find somebody in Toronto who'd pay you 97k for you first job out of school. I don't know how SF salaries work though - maybe they start out higher, but they still have the same glass ceiling where very, very few people are making >200k as a developer?