A pregnant women spending a day in hospital after childbirth with zero complications pays about $2000. During this time she sees a doctor for perhaps 15-20 mins total and a nurse for perhaps 30 mins total. There is no medicine or any other procedure cost. It's day light robbery if you ask me by the people who run the hospital and have figured out how to game the healthcare system using political means. I'm surprised by the statement that major component of healthcare is apparently "operational inefficiency".