The bay area is very expensive and it takes an exceptional single income to live comfortably, or you make huge compromises, so I think dual income families are far more common that not.

When it comes to having children, at some point, you decide you're ready and find a way to make it work. We're managing, but we both have to work. We love the area, our friends are here, are careers are here, we're up in the mountains every few weeks enjoying nature, this really is a beautiful part of the country, and you pay for that. Life isn't only about minimizing costs.

Long term, we probably can't afford to stay here unless I win the startup lottery, so we have an exit plan, but for now, we're enjoying this place.