I've volunteered at hospitals when I was a teenager. The guys with the Cadillac plans got the same medical treatment as everyone else but they had a single bed penthouse suite closer to a hotel in accouterments than a hospital, a larger meal selection, insuite TV and telephone.

You do a disservice by calling everything you don't agree with cadillac coverage. Clearly you've never had it.

The line would be stuff you need rather than just want, and which can be expensive enough to bankrupt you.