> I won't ever use mental health services. Personal choice. The old plan didn't offer that. I could get another plan to cover that. Why should I be forced to purchase something I have no intention of using?

You are ignorant and heartless.

In the worst and most expensive cases, patients do not even have a choice.

And your subtext is completely clear here.

No, you should not get to pick and choose what conditions are worthy of treatment because you don't have them and don't think they are legitimate, and therefore make coverage more expensive or unobtainable for others.