How exactly do you think they offer miles, cashback, etc? It all comes from somewhere. That somewhere being people who pay interest by making the minimum payment.

Learn how to use your credit cards properly. It's simple: Pay off your complete balance every month.

Skeptical. I have done no research, but my instinct is that banks make more on the transaction fees than the interest. That somewhere is all of us paying higher prices to account for those transaction fees.

There are several reviews that note similar things. I was just pointing out that it would be wise to actually read the terms since I don't think the grace period is a legal requirement.

10yrs ago and probably a different product.

How to Avoid Paying Interest on Purchases

Your due date will be a minimum of 21 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on balance transfers and cash advances on the transaction date.

This is a standard credit card.

Personally, I pay off my 2 credit cards on every other Monday just to make sure I never carry a balance

My mom already taught me how credit cards work, but thanks anyway.