To answer your questions: yes, we have ins companies that will accept our fees toward your deductible automatically.

As an example, 80% of visits to the ER are for non emergency conditions, yet charge often >$1000. Most of those same things, i can do in the office for little or no additional fee. Stitches are free. labs are $2-3/test.

To (quickly) define the model: $10-100/patient/month for unlimited home/work/office/technology visits, no copays, any procedure we can do in the office is included free, and wholesale savings on medicines, labs, imaging, pathology of up to 95% (yes!)

We can then take all of this value and go back to an employer and help decrease insurance costs by 30-60%.

Which means, families are paying more than $1000/mo or 12k/year for a risk thats rarely over 5k. Which means they can decrease their insurance coverage, save $500/mo on their premiums, and save more money each year than their increased deductibles would be.

Plus, our direct care models saves them on the majority of care most people need in a year.

i've been a direct care doc since 9/2010 and happy to answer any questions. to (quickly) define the model: $10-100/patient/month for unlimited home/work/office/technology visits, no copays, any procedure we can do in the office is included free, and wholesale savings on medicines, labs, imaging, pathology of up to 95% (yes!)

We can then take all of this value and go back to an employer and help decrease insurance costs by 30-60%.