My experience - having gone through times where a week before the end of the month, I had to calculate very carefully what food I could buy so I could welcome the next month without an empty stomach - is that money itself does not make me happy, but having to worry about money is an exquisite torment.

Whoever said that money was an obedient servant but a cruel master pretty much nailed it.

There are, of course, plenty of things to worry about that money cannot solve. But having known the kind of worries brought on by too little money, I very much appreciate that none of my current worries are about money. Anything beyond that is nice to have, but I doubt anything could beat that feeling of not having to worry about money any longer.