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Re:Champions of the 401(k) Lament the Revolution They Started by the_gastropod on Tuesday January 03, 2017 @10:02AM (#13309536)
The annualized returns for the past decade (which includes the 2nd worst recession in American history) in the S&P500 was 6.95%. I'm not sure where you're getting this 2.5% figure?

And given this 2.5% figure, how can you suddenly withdraw MORE money than 4%? If you can't earn 4% reliably, withdrawing over 4% puts you at risk of running out of money unless you know at what age you will die (unlikely).

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