We had a hospital stay before the birth, emergency c-section (the cord was around my son's neck), hospital stay after the birth, and about 2 weeks of him staying in the neonatal ICU. I think the bill came to around $30,000 (covered by insurance), and I think we paid a couple of $20 copays.
> And the leaving the house/car part I also don't follow.
Exponential? No, but I don't think anyone claimed that. But compared to a couple going out, a couple and a child takes several times more time to do each step. Everything takes more planning, and nothing is completely spontaneous.
If you that's the case and you hadn't already hit a larger yearly out-of-pocket-max through other bills, then your insurance is uncommonly good to put it mildly. If you additionally didn't have to fight with insurance to get that stuff covered so completely then you have ZOMGWTF good insurance.
There was a stress-related stay in the hospital for her for several days with a $250 copay, around late January. Then the whole birth+surgery+NICU+breast pump rental was judged as one incident, with a $250 copay.
Individual doctor visits are $20. Hospital stays are $250. Medication is heavily subsidized, and most of it that we've ever gotten had a copay under $10.
There was an with a demand for payment for the entire bill+interest. A series of calls to their billing department led to them finding the mistake in their system and sending us the bill for just the copay.
I'm positive that we fall under the "uncommonly good" category.
For comparison, my wife and I are on a marketplace plan, and out of a total of $60k in expenses for our newborn daughter, we were responsible for ~$12k.
We want to have more children, but I would move from the US to a first world country to do so.
First = US/W.Europe + Allies
Second = Soviet Union/China + Allies
Third = Non-aligned
As a first world resident I am not sure about the prevalence of this usage in developing countries. I know I would not be thrilled to have my country--and, by extension, culture--referred to as "third world". I wouldn't be surprised if it is common in developing countries to note this original sense to both blunt the pain of being dissed by denizens of rich countries and to establish a sort of reverse superiority by insisting on and noting the original sense of the word.
It's mainly that something so easy you barely think about it becomes something you do have to think about. It's a vanishingly tiny value being acted upon such that it is many times larger than it was, though still not huge. It does get worse with older kids—newborns are in many ways very easy, sleep and constant feedings aside—and I understand that some people have lots and lots of trouble with the process, though for us it's not that bad, just a non-issue that is now a once-or-more-a-day minor issue.
(Edit: The full presentation is pretty relevant to the topic too if you are interested: https://www.youtube.com/watch?v=j1cFt2tWsI4)
And when you're all finished and ready to get into the car, the person has a full diaper that needs to be taken care of, so when you've done that you're back to square one.
It boggles my mind that we consider the US a first-world country when I read things like this.
Also not sure I agree about the breastfeeding being so bad. Sure, it's a bit of a chore, but most mothers I know (including my wife) found it to be a positive experience that increases attachment.
And the leaving the house/car part I also don't follow. You have one more person to dress and one more item of luggage to carry; it's hardly an exponential increase.
Otherwise I agree, esp. about stress if kid has serious health issues. (We have two kids, aged 1.5 and 4).