That's sort of what I found. I thought it was going to be a major inconvenience because I don't like talking directly on a phone without headphones and a mic.

It turns out that what I really don't like is having a conversation on a Samsung phone with the consistently awful earpieces Samsung puts in them (Note 4, S4, Galaxy Nexus, Nexus S...). I've been pretty happy with the iPhone 7 earpiece.

My plea to Samsung: you guys make killer displays; couldn't you figure out how to make an earpiece that isn't awful?