I don't know why you are being down voted. I think you are right on. I grew up in West Virginia and escaped to Silicon Valley. I know people there who spend some time not working and then eventually lose the ability to hold a job at all. It is sad. Those people aren't lazy, they are normal. Many people on hacker news are the unusual (or exceptional) ones who would continue doing the same thing they are currently doing even if they weren't getting paid. I would.