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Re:Health insurance options for startups by MichaelSalib on Tuesday May 04, 2010 @05:32PM (#1319403)
Move to Massachusetts. I'm serious. MA has a regulated health insurance exchange. You can compare plans on the exchange website; plans as well as premium increases have to be approved by the exchange administrator. So if an insurance company decides to raise premiums by 80%, they'll be kicked off the exchange. Plus, in MA it is illegal to refuse coverage for pre-existing conditions. They can't even vary the price based on factors other than age/gender/location and maybe smoking. Check out https://www.mahealthconnector.org/portal/site/connector/menu... to see for yourself.

On the down side, you have to have insurance or pay a big fine every year. And healthcare, just like everything else in MA is expensive. But probably cheaper than CA.

Re:Health insurance options for startups by sitmaster on Tuesday May 04, 2010 @05:48PM (#1319459)
Uhh MA is going bankrupt and hemorrhaging money on its healthcare system. Who knows how long it will last.
Re:Health insurance options for startups by MichaelSalib on Tuesday May 04, 2010 @07:03PM (#1319729)
Do you have a cite? I ask because I believe the growth of health care costs in MA over the last year has been lower than in other comparable states.

I believe the consensus amongst health care economists is that MA made the right choice in pushing for universality first and tackling cost growth later. And that's exactly what they're doing: MA has now started some very aggressive cost control plans, plans that are much easier to enact because of the regulated exchange and mandates that MA created.