In theory they would make sure it was an account you used before the theft.

Yeah but letting services expire with the credit card unless you still use them is not a bad way to get rid of all the services you subscribed thinking it could be useful but never used.

Reminds me of what was done in the military (I think it was in a European country). Officers were spending their time writing reports that were never read. They introduced a policy under which for a given time everyone should stop writing reports until someone complained that they were not receiving it. And if that didn't happen this type of report would be scrapped.

Hmm, I feel like in my job I write a lot of things that no one ever reads (issue notes, extra commit information, comments) with the expectation that it'll be helpful information if I or someone else ever does need to look to figure out why I did something.

And it has been helpful. I mean maybe about 1% of it is read later at some point and helps clarify a situation. 99% of it is never seen again. That 1% of the time it's really helpful to have it.