>us type credit score is creepy Lol... I guess it is. It makes sense, to most of us on the why's, if not the how's of the credit score applications. Not all who use it agree with it. There's no choice in the matter. Unfortunately, credit scores are used for things irrelevant to debt paying history as well. So... hmm. I think I share your fear. And raise ya, in that perhaps the US could also abuse such a system after seeing how China applies it, and it's effects.