Only in the aggregate. If I could vote and lost the ability, of course I'd be upset but the actual impact on me as an individual of not being able to cast my vote would be tiny. On the other hand if someone cleans out my bank account it's trivial compared to the overall financial system but it's a disaster for me personally.

I'm neutral on web voting, because I basically agree with all the observations you make. But I think it's important to look at things from the individual perspective as well. Voting by mail seems like the best option to me at present.

As an aside, all these discussions miss something significant: even if you can vote with ease, it's too damn complicated. Most people just don't have the time or knowledge to properly evaluate all the various ballot initiatives at the local and state level in many jurisdictions, nor are most people able to properly evaluate candidates for all the various offices in local elections. Frankly I don't think people should even be allowed to vote for offices like judgeships and public prosecutors, since almost nobody has the education required to assess any of the candidates properly and almost invariably end up choosing whoever happens to be the most photogenic candidate instead.