There's a big challenge for RIAs trying to do right by their clients and offer appropriate glide path investment portfolios:

The products and potential returns that honest legit RIAs discuss with potential clients will always be unappealing compared what competitor, dishonest RIAs (who are willing to exaggerate) will be offering.

One lesson from the election: it's hard to convince people of a reality they don't want to hear and warn them of others who are promising wildly optimistic scenarios are not being totally honest with them. Potential investors want to believe exaggerated talk of huge returns by dishonest RIAS and honest RIAs lose clients because of this.