If instead I ran RAID6, I'd have 80% of the disk available and I could add disks in single disk increments.
I think ZFS makes great sense for businesses that can throw money at disks but for smaller businesses or home servers it's kinda bad.
It was kind of a pain to configure (albeit quite flexible) but it's been pretty nice overall, already survived 1 disk failure and a capacity upgrade (during which I had to resilver after every individual disk upgrade, which was time-consuming, but after the last disk got upgraded, the extra space finally showed up)
Disk is cheap. There's no reason to design like it's not.
Plus, disk may be cheap but servers to house it are not (the kind of servers you'd run in your house, I know you can get cheap SC846 off eBay).