If a national ID (like your SSN) were implemented correctly with multiple verification steps, identity theft wouldn't be a problem. I know that's a fantasy that will never happen, but identity theft shouldn't have to be something people have to worry about. I shouldn't have to think about identity theft protection. Heck, it shouldn't even be a thing. If someone steals my identity, all they did was convince a clerk they were me. That's the business' fault, not mine.