Ask HN: What are your passive income sources?

Re:Ask HN: What are your passive income sources? by protomok on Wednesday October 26, 2016 @04:38PM (#12800269)

Portfolio of index funds based on http://canadiancouchpotato.com

  25% TSX (Canadian market)
  25% S&P500 (US market)
  25% MSCI EAFE (Developed market excluding Canada/US)
  25% Fixed Income - cash,bonds,'high' interest savings account, etc.

Requires about 4-5 hours of time once per year to rebalance portfolio and update some partially automated Google Docs files to track performance.

Works for me...also planning to get a rental property at some point.

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Re:Ask HN: What are your passive income sources? by patrickgordon on Thursday October 27, 2016 @01:26AM (#12803103)

If you don't mind answering, how long have you been doing this for and roughly how has your rate of return been?

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Re:Ask HN: What are your passive income sources? by pesfandiar on Thursday October 27, 2016 @07:36PM (#12811446)

I've been following an older Canadian Couch Potato portfolio for a few years now. The market has been mostly growing since 2010 so it probably doesn't count, but it's been returning an average of 7-8% every year (dividend+gain). Even last year, when the Canadian economy didn't do well, its return was positive.

It takes more than 4-5 hours a year for me though. I invest a part of my income every month. It makes sense since I don't pay any commission on purchases, so YMMV.

More info: http://www.pesfandiar.com/blog/2015/05/01/how-i-invest-my-sa...

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Re:Ask HN: What are your passive income sources? by patrickgordon on Thursday October 27, 2016 @10:10PM (#12812450)

Thanks for the info. It is appreciated!!

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